Passengers are entitled to compensation claims too!
If you have suffered from personal injury in a road traffic accident and you were a passenger you have as much right to claim as the driver. In fact, as a passenger you are completely blameless.
If the driver of the vehicle you were travelling in was not at fault, then you would be claiming against the fault driver’s insurance as they are the ones who have caused your personal injury.
However, if the driver of the vehicle in which you were travelling is at fault, you will be claiming against their insurance company. Many people find it difficult to claim against the driver who could be a spouse, friend or family member. However, you should always bear in mind that a policy of insurance is taken out to cover any loss, damage or personal injury caused to anyone in that vehicle. The driver of the vehicle in which you are travelling has taken out that policy to protect themselves and any passengers in the event of an accident. Claiming against that policy is therefore, only recovering what the policyholder is entitled to. Such a claim could increase the driver’s policy premium, but that would occur in any event when the other vehicle involved makes a claim against the driver.
Hence, we have many claims whereby a passenger (such as the driver’s wife, daughter or mother) makes a claim against the driver’s insurance company. The compensation amount is the same as if claiming form the other driver involved.
If you have been involved in a road traffic accident and you have sustained personal injury, financial losses or an illness do not hesitate to contact Broad Yorkshire Law for free advice on the prospects of your claim and a solicitor who will be happy to discuss the accident details with you and talk you through what will happen during your claim.